Ticker · CUSIP 91680M107

UPST

UPSTART HLDGS INC

Financial Services·Credit Services

···Share

Holders (tracked)

Combined shares

9,920,639

Combined value

$433.83M

Last close

$34.57

Quarter

2025Q4

Price is -20.9% vs the avg quarter-end implied price across tracked holders.

Price · 1Y$34.57-6.35 (-15.52%)H $84.13 · L $24.22 · Avg Vol 6.1M

Tracked holders · last 8 quarters

+4 vs previous quarter over the last 8.

SEC event timeline

23 events

Paul Tudor Jones (Tudor Investment) opened position2026-02-17
+197,400 shares · 2025Q4
Position
Ken Griffin (Citadel Advisors) added2026-02-17
+809,601 shares · 2025Q4
Position
D.E. Shaw & Co. added2026-02-17
+164,297 shares · 2025Q4
Position
Philippe Laffont (Coatue) exited2026-02-17
−870,947 shares · 2025Q4
Position
AQR Capital Management added2026-02-17
+15,076 shares · 2025Q4
Position
Two Sigma Investments exited2026-02-17
−277,144 shares · 2025Q4
Position
Izzy Englander (Millennium Mgmt) trimmed2026-02-17
−237,498 shares · 2025Q4
Position
Steve Cohen (Point72) opened position2026-02-17
+370,179 shares · 2025Q4
Position
T. Rowe Price trimmed2026-02-17
−911,054 shares · 2025Q4
Position
Wellington Management added2026-02-17
+361,696 shares · 2025Q4
Position
Ray Dalio (Bridgewater Associates) exited2026-02-13
−61,972 shares · 2025Q4
Position
Norges Bank (Norway SWF) opened position2026-02-10
+1,141,425 shares · 2025Q4
Position
Baillie Gifford & Co opened position2026-01-23
+758,929 shares · 2025Q4
Position
Steve Cohen (Point72) exited2025-11-14
−4,928 shares · 2025Q3
Position
Two Sigma Investments trimmed2025-11-14
−1,008,008 shares · 2025Q3
Position
D.E. Shaw & Co. trimmed2025-11-14
−543,636 shares · 2025Q3
Position
AQR Capital Management trimmed2025-11-14
−5,673 shares · 2025Q3
Position
Izzy Englander (Millennium Mgmt) added2025-11-14
+328,916 shares · 2025Q3
Position
T. Rowe Price added2025-11-14
+920,921 shares · 2025Q3
Position
Wellington Management opened position2025-11-14
+127,523 shares · 2025Q3
Position
Norges Bank (Norway SWF) exited2025-11-13
−1,047,875 shares · 2025Q3
Position
Ray Dalio (Bridgewater Associates) opened position2025-11-13
+61,972 shares · 2025Q3
Position
Norges Bank (Norway SWF) trimmed2025-11-12
−44,304 shares · 2024Q3
Position

Insider activity

No insider transactions in the last 30 days.

View full insider history for UPST →

Follow-the-investor returns

If you'd copied each holder of UPST…

Cost basis inferred from each manager's quarter-over-quarter position changes. Sorted by % return on the position they're still holding.

Investor	First in	Cost basis	Return	Position value today
Two Sigma Investments	2021Q3	$41.62	-16.9%	$235K
Two Sigma Investments	2021Q3	$41.62	-16.9%	$235K
Baillie Gifford & Co	2025Q4	$43.73	-20.9%	$26.2M
Steve Cohen (Point72)	2021Q2	$44.23	-21.8%	$2.7M
Steve Cohen (Point72)	2021Q2	$44.23	-21.8%	$2.7M
Steve Cohen (Point72)	2021Q2	$44.23	-21.8%	$2.7M
AQR Capital Management	2023Q3	$44.46	-22.2%	$2.1M
Wellington Management	2021Q4	$44.47	-22.3%	$16.9M
D.E. Shaw & Co.	2021Q1	$45.48	-24.0%	$39.9M
D.E. Shaw & Co.	2021Q1	$45.48	-24.0%	$39.9M
D.E. Shaw & Co.	2021Q1	$45.48	-24.0%	$39.9M
Izzy Englander (Millennium Mgmt)	2020Q4	$45.85	-24.6%	$2.1M
Izzy Englander (Millennium Mgmt)	2020Q4	$45.85	-24.6%	$2.1M
Izzy Englander (Millennium Mgmt)	2020Q4	$45.85	-24.6%	$2.1M
Ken Griffin (Citadel Advisors)	2021Q2	$49.54	-30.2%	$50.6M
Ken Griffin (Citadel Advisors)	2021Q2	$49.54	-30.2%	$50.6M
Ken Griffin (Citadel Advisors)	2021Q2	$49.54	-30.2%	$50.6M
T. Rowe Price	2021Q3	$57.09	-39.4%	$2.8M
Paul Tudor Jones (Tudor Investment)	2020Q4	$58.29	-40.7%	$2.8M
Paul Tudor Jones (Tudor Investment)	2020Q4	$58.29	-40.7%	$2.8M
Norges Bank (Norway SWF)	2020Q4	$4571.92	-99.2%	$39.5M

Who moved on this name in 2025Q4

Position changes reported for the latest quarter, grouped by direction.

New positions4

Norges Bank (Norway SWF)
+1,141,425
$49.9M
Baillie Gifford & Co
+758,929
$33.2M
Steve Cohen (Point72)
+370,179
$16.2M
Paul Tudor Jones (Tudor Investment)
+197,400
$8.6M

Added to4

Ken Griffin (Citadel Advisors)
+809,601
$35.4M
Wellington Management
+361,696
$15.8M
D.E. Shaw & Co.
+164,297
$7.2M
AQR Capital Management
+15,076
$659K

Trimmed2

Izzy Englander (Millennium Mgmt)
−237,498
$10.4M
T. Rowe Price
−911,054
$40K

Exited3

Philippe Laffont (Coatue)
−870,947
$44.2M
Two Sigma Investments
−277,144
$14.1M
Ray Dalio (Bridgewater Associates)
−61,972
$3.1M

Institutional ownership over time

Distinct super-investors holding this ticker · combined dollar value, by quarter.

Quarter	Holders	Shares	Combined value	Δ holders
2022Q1	14	7,814,531	$45.14B	—
2022Q2	15	11,809,402	$25.96B	+1
2022Q3	16	13,052,049	$271.4M	+1
2022Q4	12	10,108,632	$133.6M	-4
2023Q1	13	8,999,950	$143.0M	+1
2023Q2	12	13,139,954	$470.5M	-1
2023Q3	16	15,306,984	$436.9M	+4
2023Q4	16	13,017,966	$531.9M	—
2024Q1	14	11,685,616	$314.2M	-2
2024Q2	14	12,168,374	$287.1M	—
2024Q3	19	12,731,336	$509.4M	+5
2024Q4	18	14,164,871	$872.1M	-1
2025Q1	19	10,893,729	$501.4M	+1
2025Q2	18	8,302,157	$537.0M	-1
2025Q3	17	12,337,372	$632.5M	-1
2025Q4	21	9,920,639	$433.8M	+4

Who owns UPST

21 super-investors · 2025Q4

Tracked stake

9.92M

Combined value

$434M

% of shares outstanding

—

shares-out unknown

Quarter action mix

New7Added8Trim4Sold2

#	Manager	Shares	Value	% of book	Last action	8Q trend
1	Ken Griffin Citadel Advisors	1.63M	$71M	0.0%	Added+809.6K
2	Ken Griffin Citadel Advisors	1.46M	$64M	0.0%	Added+809.6K
3	D.E. Shaw & Co.	1.15M	$50M	0.0%	Added+164.3K
4	Norges Bank Norway SWF	1.14M	$50M	0.0%	New+1.14M
5	Ken Griffin Citadel Advisors	1.11M	$48M	0.0%	Added+809.6K
6	Baillie Gifford & Co	758.9K	$33M	0.0%	New+758.9K	—
7	D.E. Shaw & Co.	745.2K	$33M	0.0%	Added+164.3K
8	Wellington Management	489.2K	$21M	0.0%	Added+361.7K
9	Steve Cohen Point72	370.2K	$16M	0.0%	New+370.2K
10	D.E. Shaw & Co.	273.5K	$12M	0.0%	Added+164.3K
11	Izzy Englander Millennium Mgmt	218.8K	$10M	0.0%	Trim−237.5K
12	Paul Tudor Jones Tudor Investment	116.4K	$5M	0.0%	New+197.4K
13	Paul Tudor Jones Tudor Investment	81.0K	$4M	0.0%	New+197.4K
14	T. Rowe Price	80.4K	$4M	0.0%	Trim−911.1K
15	Steve Cohen Point72	76.8K	$3M	0.0%	New+370.2K
16	Izzy Englander Millennium Mgmt	60.4K	$3M	0.0%	Trim−237.5K
17	AQR Capital Management	60.3K	$3M	0.0%	Added+15.1K
18	Izzy Englander Millennium Mgmt	59.5K	$3M	0.0%	Trim−237.5K
19	Steve Cohen Point72	23.8K	$1M	0.0%	New+370.2K
20	Two Sigma Investments	6.8K	$297K	0.0%	Sold−277.1K
21	Two Sigma Investments	5.0K	$219K	0.0%	Sold−277.1K

Recent moves

20 transactions

SOLDTwo Sigma Investments
−277,144 · 2025Q4
NEWPaul Tudor Jones (Tudor Investment)
+197,400 · 2025Q4
ADDAQR Capital Management
+15,076 · 2025Q4
SOLDPhilippe Laffont (Coatue)
−870,947 · 2025Q4
ADDD.E. Shaw & Co.
+164,297 · 2025Q4
TRIMIzzy Englander (Millennium Mgmt)
−237,498 · 2025Q4
NEWSteve Cohen (Point72)
+370,179 · 2025Q4
TRIMT. Rowe Price
−911,054 · 2025Q4
ADDKen Griffin (Citadel Advisors)
+809,601 · 2025Q4
ADDWellington Management
+361,696 · 2025Q4
SOLDRay Dalio (Bridgewater Associates)
−61,972 · 2025Q4
NEWNorges Bank (Norway SWF)
+1,141,425 · 2025Q4
NEWBaillie Gifford & Co
+758,929 · 2025Q4
SOLDSteve Cohen (Point72)
−4,928 · 2025Q3
ADDIzzy Englander (Millennium Mgmt)
+328,916 · 2025Q3
TRIMTwo Sigma Investments
−1,008,008 · 2025Q3
TRIMD.E. Shaw & Co.
−543,636 · 2025Q3
ADDT. Rowe Price
+920,921 · 2025Q3
NEWWellington Management
+127,523 · 2025Q3
TRIMAQR Capital Management
−5,673 · 2025Q3

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