Industry deep-dive
Credit Services
Every super-investor and insider move tracked across 37 tickers in this industry.
Tickers
37
Combined value
$186.53B
Insider net (30d)
−$2.6M
Congress trades (30d)
2
Sector consensus moves
Latest portfolios · 2025Q4
Most bought
Tracked managers added or opened
Most sold
Tracked managers trimmed or exited
Biggest credit services books
Top 12 super-investors · 2025Q4
| # | Manager | Sector value |
|---|---|---|
| 1 | Warren Buffett Berkshire Hathaway | $64.32B |
| 2 | T. Rowe Price | $29.96B |
| 3 | Norges Bank Norway SWF | $19.50B |
| 4 | Wellington Management | $15.49B |
| 5 | Ken Fisher Fisher Asset Mgmt | $10.13B |
| 6 | Chris Hohn TCI Fund Mgmt | $9.72B |
| 7 | Bill Nygren Harris / Oakmark | $4.26B |
| 8 | Ken Griffin Citadel Advisors | $2.96B |
| 9 | AQR Capital Management | $2.78B |
| 10 | D.E. Shaw & Co. | $2.74B |
| 11 | Chuck Akre Akre Capital | $2.65B |
| 12 | Dodge & Cox | $2.33B |
Credit Services valuation
Per-ticker scatter · medians from 2 covered tickers
P/E TTM
1 tickers
29.2×
median multiple
29.2×Credit Services cohort30.2×
P/S TTM
1 tickers
14.8×
median multiple
14.8×Credit Services cohort15.8×
P/B TTM
1 tickers
15.6×
median multiple
15.6×Credit Services cohort16.6×
Gross margin
1 tickers
81.1%
median TTM
81.1%Credit Services cohort181.1%
Operating margin
1 tickers
59.2%
median TTM
59.2%Credit Services cohort159.2%
ROE
1 tickers
54.2%
median TTM
54.2%Credit Services cohort154.2%
ROIC
1 tickers
30.8%
median TTM
30.8%Credit Services cohort130.8%
Constituent tickers
| # | Ticker | Company | Value |
|---|---|---|---|
| 1 | AXP | AMERICAN EXPRESS CO | $69.83B |
| 2 | V | VISA INC | $49.38B |
| 3 | MA | MASTERCARD INCORPORATED | $35.25B |
| 4 | COF | CAPITAL ONE FINL CORP | $18.05B |
| 5 | ALLY | ALLY FINL INC | $3.81B |
| 6 | PYPL | PAYPAL HLDGS INC | $2.13B |
| 7 | SOFI | SOFI TECHNOLOGIES INC | $2.11B |
| 8 | AFRM | AFFIRM HLDGS INC | $1.34B |
| 9 | SYF | SYNCHRONY FINANCIAL | $900.5M |
| 10 | OMF | ONEMAIN HLDGS INC | $545.4M |
| 11 | CACC | CREDIT ACCEP CORP MICH | $482.2M |
| 12 | SLM | SLM CORP | $423.0M |
| 13 | FCFS | FIRSTCASH HOLDINGS INC | $367.6M |
| 14 | ENVA | ENOVA INTL INC | $353.5M |
| 15 | WU | WESTERN UN CO | $223.0M |
| 16 | UPST | UPSTART HLDGS INC | $196.7M |
| 17 | BFH | ALLIANCE DATA SYSTEMS CORP | $162.4M |
| 18 | EZPW | EZCORP INC | $141.0M |
| 19 | ECPG | ENCORE CAP GROUP INC | $116.5M |
| 20 | QFIN | 360 DIGITECH INC | $79.2M |
| 21 | NAVI | NAVIENT CORPORATION | $72.6M |
| 22 | PRAA | PRA GROUP INC | $61.4M |
| 23 | ATLC | ATLANTICUS HOLDINGS CORP | $60.7M |
| 24 | OPFI | OPPFI INC | $59.7M |